Leadership Teams
Nirmal Kishore - Head - Retail Lending

Nirmal Kishore is the Head of Retail Lending at Aditya Birla Finance Limited (ABFL). His role includes managing all retail segments at ABFL, which encompasses the Unsecured Business, Direct Channels and Loan Against Securities Business, along with other new avenues of retail business.

Nirmal joined ABFL in 2013 as Head Collections, Recovery & FCU with a task of handling 2 activities - minimizing the Fraud Risk and managing Credit Losses in the ABFL ecosystem. During this role, he was instrumental in setting up a strong structure for efficient Collections & Fraud control for the business. In 2015, he was elevated to ‘Head - Personal Loans and Business Loans’ and was instrumental in shaping up the Unsecured Business from scratch, setting and scaling up the distribution network and also in developing the product, process and systems for it.

With 20 years of diverse experience in the banking and financial service industry where Nirmal has worked with organizations such as GE and Standard Chartered Bank prior to ABFL, he has held roles in Sales, Quality (Black Belt), Product and Collections. In each of these positions, Nirmal has demonstrated enthusiastic leadership and exceptional customer focus.

Toll free (Within India):

1-800-270-7000

Email on:

care.finance@adityabirlacapital.com

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